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Fee-Only  ·  Fiduciary  ·  Independent  ·  M.S. Economics
Active. Analytical. Always in your corner.

Wealth management
that never sleeps

Most advisors set up a portfolio and disappear. We don't. Hammond Wealth Partners combines rigorous economic analysis with proactive, hands-on guidance so your plan evolves as fast as your life does.

Learn our approach
(704) 795-8146
ryan@hwealthpartners.com
No Minimums
Start where you are
Same-Day
Response guaranteed
Direct Access
Work directly with your advisor
NC & Virtual
In-person & remote clients welcome
Who we are

Hands-on advice backed by real analysis

We don't believe in set-it-and-forget-it investing. Your financial plan is a living document and we treat it that way. With a foundation in economics and a commitment to staying proactive, we monitor, adjust, and communicate constantly.

You'll never wonder what's happening with your money. We reach out before you have to ask.

CFP Candidate
NC State CFP Program
Series 65
Licensed investment advisor
M.S. Economics
Graduate degree
Fee-Only
No commissions, ever
What we do

A complete financial partnership

01

Financial Planning

A comprehensive, living plan built around your life. We map out your goals, cash flow, savings rate, and financial priorities into one clear strategy that evolves as you do.

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02

Investment Management

Macro driven and built for your situation. We analyze the economic environment first, then build a portfolio using active, passive, or a blend of both based on what is right for you.

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03

Tax Planning & Strategy

Tax efficiency built into every financial decision. We work with your current CPA or connect you with Hammond Tax Partners for fully integrated tax preparation and bookkeeping.

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04

Estate & Legacy Planning

Make sure your wealth passes the way you intend. We review beneficiary designations, asset titling, gifting strategies, and coordinate directly with your estate attorney.

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05

Risk Management & Insurance

Objective coverage analysis with no products to sell. We review your existing policies, identify gaps, and tell you exactly what you need. Then we refer you to a trusted independent broker.

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06

Retirement Planning

Whether you are building toward retirement or already there, we help you accumulate wealth efficiently and create a distribution strategy that makes your money last.

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Our Philosophy

How we think about investing

Macro First

We look at the big picture first. Interest rate cycles, inflation trends, Federal Reserve policy and global capital flows shape every investment decision we make.

Built Around You

Some clients benefit from a low cost passive approach. Others need active management. Many need a blend of both. We have no agenda because we earn no commissions either way.

Continuously Reviewed

Every portfolio we build is grounded in economic analysis, honest about risk, and reviewed continuously so it stays aligned with both your goals and the world around you.

We believe no single investment approach works for every client or every market environment. Our only goal is what actually works for your situation.

Ready to build a plan that actually works?

Schedule a free consultation
Our approach

Active management,
not passive hoping

Your investments deserve more than autopilot. We combine economic rigor with genuine attention regularly reviewing, stress-testing, and refining your strategy so it keeps working for you.

01

Discovery

We start by understanding your complete financial picture, goals, and what matters most to you and your family.

02

Strategy

We craft a personalized plan that integrates investments, taxes, insurance, and estate planning into one cohesive strategy.

03

Implementation

We put the plan into action, coordinating with your attorney, accountant, and other advisors as needed.

04

Ongoing partnership

Life changes so should your plan. We meet regularly to review, adjust, and keep you on track toward your goals.

Transparent Pricing

Simple, honest fees

We believe you should know exactly what you are paying before you ever sign anything. As a fee-only firm we never earn commissions, so our only incentive is your success.

AUM Management
1%
annually of assets managed

For clients who want ongoing investment management and comprehensive financial planning fully integrated. Billed quarterly.

  • ✓ Full investment management
  • ✓ Comprehensive financial plan
  • ✓ Quarterly portfolio reviews
  • ✓ Same-day response, business hours
Most Popular
Monthly Retainer
$200
per month

For clients building wealth who want comprehensive planning and regular access to their advisor. No large portfolio required to get started.

  • ✓ Comprehensive financial plan
  • ✓ Monthly check-ins
  • ✓ Direct advisor access, business hours
  • ✓ Same-day response guaranteed
Project Based
$250
per hour or $1,500 per plan

For clients who need expert guidance on a specific topic or a one-time comprehensive plan with no ongoing commitment required.

  • ✓ One-time financial plan
  • ✓ Focused topic advice
  • ✓ No ongoing commitment
  • ✓ Clear deliverables upfront

All fees are disclosed upfront in your client agreement. No hidden charges, no surprises. Rates may vary based on complexity of engagement.

Hammond Wealth Partners
Meet your advisor

Built on expertise.
Driven by results.

I founded Hammond Wealth Partners with a simple belief that people deserve a financial advisor who actually does the work. Not one who sets up a portfolio and disappears, but one who stays engaged, asks hard questions, and adjusts your strategy as life changes.

With a Master's degree in Economics and a commitment to fee-only, fiduciary advising, I bring both the analytical rigor and the personal attention that most firms simply don't offer.

Our affiliated companies

Ryan also founded Hammond Tax Partners, offering tax preparation and bookkeeping services, and co-founded Canterberry Consulting Group, an AI and technology advisory firm. These complementary businesses give Hammond Wealth Partners clients access to a uniquely integrated approach to financial, tax, and technology strategy.

M.S. Economics
Graduate Degree
Fee-Only
No commissions, ever
Fiduciary
Always in your interest
FAQ

Common questions

What is a fiduciary?

A fiduciary is legally required to act in your best interest at all times. Not all financial advisors are fiduciaries. Many operate under a lower standard that only requires their recommendations be suitable, not necessarily best for you. As a fiduciary we are always on your side.

What does fee-only mean?

Fee-only means we are compensated solely by you, our client. We do not earn commissions, referral fees, or any compensation from third parties. This eliminates conflicts of interest and ensures our advice is always objective.

Do I need a minimum amount to get started?

We generally seek relationships with clients who have at least $100,000 in investable assets, though we evaluate each situation individually. We also offer financial planning on a flat fee or hourly basis for clients who are still building toward that level.

How do you charge?

We offer three fee structures depending on your situation. A 1% AUM fee for clients who want full investment management, a $200 monthly retainer for clients building wealth who want ongoing planning and access, and project based pricing at $250 per hour or $1,500 for a comprehensive plan. All fees are disclosed upfront.

Can I work with you if I am not in North Carolina?

Yes. We serve clients both in person in NC and virtually across the country. Most of our planning and review meetings can be conducted via video call, making it easy to work together regardless of where you are located.

What makes Hammond Wealth Partners different?

Most large firms assign you to an advisor who manages hundreds of clients and follows a standardized playbook. At Hammond Wealth Partners you work directly with Ryan Hammond, an economics-trained advisor who takes a macro-driven, actively engaged approach to your financial plan. No minimums. No commissions. No autopilot.

How do I get started?

Simply schedule a complimentary 30-minute consultation. We will talk through your goals, answer any questions you have, and figure out together whether we are a good fit. There is no obligation and no pressure.

Get started

Ready to take the next step?

Schedule a complimentary 30-minute consultation. No obligation just a conversation about your goals.

We respond within one business day · Your information is never shared